We Make Buying a Home Easier and More Affordable!

Purchasing a home can be time consuming and expensive, but F&A can help. Here are just some of the benefits of an F&A First Mortgage:

  • Available for purchase or refinance
  • No pre-payment penalties
  • Flexible terms of 10, 15, 20, or 30yr fixed, or 5/1 Adjustable Rate Mortgage
  • Dedicated Mortgage Loan Officer assigned to you

Down Payment Minimizer Program
Finding it difficult to save 20% down for a down payment? Our down Payment Minimizer loan can help you buy your dream home with as little as 3% down with no PMI (Private Mortgage Insurance) required!

For details or to apply for an F&A First Mortgage, visit our Mortgage Center or call us at 800-222-1226 ext. 5993.

 Loan programs based on the lowest applicable credit score of applicants. of lowest borrower. First mortgage loan rates may require an upward adjustment or additional fees may be charged based on credit score, loan to value, or loan type. Representative example: For a purchase loan of $822,375.00 minus a 20% down payment, 360 monthly payments of $3,940.21 each month with no points at 5.990% rate & 5.993% APR. Payment does not include amounts for taxes or insurance premiums. The actual payment may be greater. Loans available in all states, owner-occupied, 2nd homes, and Investment (rates will differ) single-family residences, condominiums, and townhomes. The rate on an Adjustable Rate Mortgage may increase after consummation. NMLSR ID# 421486